Informative blog

Thanks to technology and innovation, you can now open a bank account using your mobile phone. No need for airtime or internet data to get this done –yes you can use your Nokia touche to have it done. with a few minute you will have your new account  active, ready for many sort of transaction , this will surely help to avoid waiting you could have experience at Banking hall .  so today I will unveil how you can actually open or creat a new bank account without having to be at bank yourself. Here’s how to open a GTBank account with your mobile phone. Dial *737*0# on your mobile phone and follow the onscreen prompts. Once you sign up, your ten-digit account number (NUBAN) will be created automatically and sent to you via SMS. You can also use your phone number as your account number to carry out simple transactions like withdrawing cash without the use of an ATM [cardless withdrawal]. Benefits There is a lot you can gain from owning a GTBank account, they inclu...

Losing control of your debt can be incredibly detrimental to you and your loved ones. Credit card debt is probably the worst of all as many credit card companies can charge up to a 28% annual percentage rate. If you are only paying your minimum payments usually, the principle never gets paid off and simply increases with time. Below are some great tips to keep from going down the endless debt hole. 1) Start With an Effective Savings Plan Many financial advisers recommend that you keep an emergency account for just those instances that happen in life. Instead of using your credit card, this account is there for any required expense. The recommended account is $1,500 to $2,000. Also, contributing to a savings plan provides another buffer for unexpected expenses. 2) Decrease Expenses Decreasing your expenses is the obvious action that directly reduces your debt. Trimming the fat means getting rid of expenses that are not necessary. This means prioritizing. It also means having some seri...

Losing control of your debt can be incredibly detrimental to you and your loved ones. Credit card debt is probably the worst of all as many credit card companies can charge up to a 28% annual percentage rate. If you are only paying your minimum payments usually, the principle never gets paid off and simply increases with time. Below are some great tips to keep from going down the endless debt hole. 1) Start With an Effective Savings Plan Many financial advisers recommend that you keep an emergency account for just those instances that happen in life. Instead of using your credit card, this account is there for any required expense. The recommended account is $1,500 to $2,000. Also, contributing to a savings plan provides another buffer for unexpected expenses. 2) Decrease Expenses Decreasing your expenses is the obvious action that directly reduces your debt. Trimming the fat means getting rid of expenses that are not necessary. This means prioritizing. It also means having some seri...